Applying the Doctrine of Ratification in the Mortgage Context BlogMarch 24, 2016 By Edward L. Kelly Florida’s doctrine of ratification allows for enforcement of a contract against an individual who did not … Read more
11th Circuit Confirms Limitation of TILA Liability for Assignees BlogMarch 17, 2016 The Truth in Lending Act (“TILA”) requires lenders to make certain disclosures to borrowers about the terms of residential mortgages. … Read more
Miami and NYC GTOs from FinCEN BlogMarch 10, 2016 For those involved in high-dollar residential real estate transactions, two new Geographic Targeting Orders (“GTOs”) issued by the Financial Crimes … Read more
The Importance of Complying with the Business Records Exception BlogMarch 3, 2016 By Janet C. Owens In previous posts , we have set forth explanations of the business records exception to the … Read more
Another Case on Standing to Bring Foreclosure Suit BlogFebruary 26, 2016 Just when you thought it was safe to bring a foreclosure lawsuit, a recent Second District Court of Appeal opinion … Read more
Must a Lender Show Cause to Enforce an Assignment of Rents? BlogFebruary 11, 2016 The Federal District Court for the Middle District of Florida ruled last month that a lender does not need to … Read more
Urban Land Institute Report Answers: What Markets are Poised for Growth in 2016? BlogFebruary 4, 2016 With the real estate markets in large cities such as San Francisco, Washington, D.C. and New York City saturated with … Read more
Fourth DCA Rules an Allonge Does Not Need to be Physically Attached to a Promissory Note BlogJanuary 26, 2016 By Adam B. Brandon To establish standing to enforce a promissory note, a lender must prove that it is the … Read more
Out of the Box Real Estate Financing BlogJanuary 21, 2016 As someone interested in both real estate development and finance, I follow John Anderson’s musings at RJOHNTHEBAD . John is … Read more
Courts continue to examine statute of limitations for installment loans: BlogJanuary 19, 2016 By Janet C. Owens Florida courts continue to grapple with various issues related to the statute of limitations for installment … Read more